Resources
I invite all of you, no matter where you are economically or professionally, to check out these resources. I offer them to help you not only succeed financially, but to create the life of your dreams.
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Links to Other Resources
What a wide world of resources we live in!
There is so much useful information about finances online that it can be overwhelming and difficult to know where to start. These websites, publications and books represent a good selection across many areas of expertise. It is by no means an exhaustive list, but rather sites I’ve enjoyed, found valuable, and offer as a good starting point.
If you have others you’d like to recommend, please email them to us here.
Business & Personal Resources
www.CoachesConsole.com
It’s difficult to expand your role as a coach if you spend all of your time on administrative tasks. The Coaches Console on-line practice management system was created by coaches to help you Conquer administrative overload, Focus on clients – not paperwork, and Honor the priorities you set. This online solution can help you concentrate on coaching and building your practice, instead of wasting time on hundreds of distracting but very necessary management tasks.
www.LadyAdvisor.com
Lady Advisor is an interactive resource designed to inspire and contribute to the success of women wealth professionals, including Financial Advisors, Estate-Planning Attorneys, Private Bankers and CPAs.
www.SelfGrowth.com
Personal Growth from SelfGrowth.com: SelfGrowth.com is the most complete guide to information about Self-Improvement, Personal Growth and Self Help on the Internet. It is designed to be an organized directory, with articles and references to thousands of other Web Sites on the World Wide Web.
Financial Education
These sites are just the tip of a very vast iceberg:
www.betterinvesting.org
Since 1951, BetterInvesting has helped over five million people become better, more informed investors. They help members build wealth through local, web-based tools, software, member publications and online resources. As the nation’s largest non-profit organization dedicated to investment education, they provide investing knowledge and practical investing experience through local investment clubs, local chapters, online courses and an active online community.
www.choosetosave.org
This site has over 100 calculators for every possible financial question.
www.financialintegrity.org
The national Partners for Financial Empowerment is a coalition of organizations devoted to improving personal financial skills.
www.aaii.com
The American Association of Individual Investors, a nonprofit, provides some of the best financial education programs I’ve attended.
biz.yahoo.com
You’ll find great links to other financial sites.
Learnvest.com and Dailyworth.com
Subscribe to these daily emails FREE. They are loaded with $ info that’s easy to understand.
Financial Tools
www.moneytracker.com
Features products to help you budget your money better. Judy Lawrence has designed some really useful tools to help you tame the spending monster. I especially recommend her Budget Kit: Common Cents Money Management Worksbook. Judy is an expert in this field and also offers a wonderful free e-course called Budgeting Without Tears.
www.prosperityplace.com
Offers a wide range of resources, including the book Build Your Money Muscles by Joan Sotkin. She also publishes the popular free ezine Prosperity Tips. And Joan even has regular podcasts on money subjects, so why not spend those lost commuting hours doing something good for yourself?
This web site has links to a variety of retirement calculators and planners.
Salary and Negotiation
Here are my recommendations for the latest salary figures, and articles about negotiation:
www.monster.com
www.jobweb.com
www.salary.com
Starting a business
www.myownbusiness.org
Supports entrepreneurs with lots of free information.
www.sba.gov
The Small Business Administration has an easy to navigate site filled with everything you need to know about going into business for yourself.
www.startupjournal.com
The Wall Street Journal’s online center for entrepreneurship.
www.count-me-in.org
Founded by Nell Merino, who started Take Your Daughter to Work Day, this site is all about helping women get financing for their businesses.
Getting out of debt
www.debtorsanonymous.org
I highly recommend this 12-step organization to anyone struggling with financial problems. They also offer free literature, including a pamphlet on underearning.
www.nfcc.org
If you need help with a debt repayment plan, negotiating with your creditors, or just general advice, this is the place to go to locate a credit counselor near you.
www.financialrecovery.com
The Financial Recovery Institute provides cutting edge resources and coaching for overcoming underearning, overspending, and chronic debting. The Money Minder Express is by far the best tool I’ve seen for tracking expenses and creating a spending plan.
www.annualcreditreport.com
To order a free annual credit report. (877-322-8228)
Financial planning
www.cfp.net
Here you’ll find questions to ask financial professional, tools for financial planning, and whether a planner or advisor has any bad marks on their record.
www.wiseradvisor.com
An independent and unbiased matching service designed to help individuals find the best financial advisors for their needs.
www.garrettplanningnetwork.com
I highly recommend this network of fee only financial planners. They’re all over the world, afforadable, and have a great reputation.
Focused on women (though men are welcomed too!)
www.wife.org
The Women’s Institute for Financial Education (tag line: everyone needs a wife!) was started by two financial professionals. It’s chock full of financial information and issues related to women. Check out the money clubs. They’re fabulous!
www.bluesuitmom.com
If you’re a working mom, you’ll love this site.
www.msmoney.com
One of the first women’s financial sites. It survived the dot com bust and has improved with age.
www.womenandco.com
Financial education for women from Citigroup.
www.wiseupwomen.org
Brought to you by the Department of Labor Women’s Bureau. Regular free teleclasses.
www.moneywisewomen.net
A site with lots of practical information on the outer work of money.
Publications
Wall Street Journal
Even if you don’t subscribe, I urge you to read Jonathon Clement’s column in Wednesday’s Journal, section D on Personal Finance.
Money Magazine
In my opinion, it’s one of the best, most comprehensive financial magazines around and especially useful if you’re just getting started on your financial education.
New York Times
Especially the Sunday Business section. It’s worth a subscription!
Books
My all-time favorites are classics that have reached almost cult-like status. I think these should be required reading in all high schools or at least colleges. They’ve made a huge difference in my financial education.
The Richest Man in Babylon by George S. Clason (Plume, 1926)
If you read no other finance book, this will tell you everything you need to know to become a wealth builder.
Money Is My Friend by Phil Laut (Trinity Publications, 1978)
A splendid in-depth look at how crucial the inner work is to creating wealth. It’s filled with fabulous exercises.
Personal Finance for Dummies by Eric Tyson (IDG Books, 1994)
I really like all the “Dummies” books about money, but this just happens to be my favorite.
Rich Dad, Poor Dad by Robert Kiyosaki (Warner Books, 2000)
A highly entertaining parable that’s a powerhouse of a book. I was surprised how many people I interviewed mentioned this title and how it motivated them.
Help with the outer work of money
My colleague, Marcia Brixey of Money Wi$e Women, has just published her first book, and it’s a highly practical resource for dealing with: debt, credit reports, mastering your spending, planning ahead, choosing financial professionals, and so much more.
Becoming a Money Wi$e Woman by Marcia Brixey of Money Wise Women
A highly practical resource for dealing with: debt, credit reports, mastering your spending, planning ahead, choosing financial professionals, and so much more. It also contains many charts and tools to help you really get a handle on your managing your money. Books particularly relevant to Overcoming Underearning
Books particularly relevant to Overcoming Underearning
Start Late, Finish Rich by David Bach (Broadway Books, 2005)
I love all of David’s books. He’s a prolific and engaging writer, offering solid advice. This one, however, has the most extensive section on earnings.
Nice Girls Don’t Get Rich, Lois Frankel (Warner, 2005) and Nice Girls Don’t Get the Corner Office (Warner, 2004)
Every aspiring high earner (including men) should read both these books. Down to earth guidance in very short chapters, a pithy guide to everything you need to know to get ahead and stay ahead.
Why Women Earn Less by Mickelann Valterra (Career Press, 2004) and Why Men Earn More by Warren Farrell (AMACOM, 2005)
I thought these make a nice matched set. Each are very interesting, with very differing slants.
Inspirational Books
The Four Agreements by Don Miguel Ruiz (Amber-Allen, 1997)
Simple, practical, gorgeously written primer for achieving personal freedom and power.
Excuse Me, Your Life is Waiting by Lynn Grabhorn (Hampton Roads, 2003)
A simple plan for shifting your thinking and profoundly changing your life.
Codependent No More by Melody Beattie (Hazelton, 1992)
One of the first, and, in my opinion, still the best primer for people stuck in the codependent pattern.
Negotiation Books
Getting to Yes: Negotiating Agreement without Giving In by Roger Fisher (Penguin Books, 1981)
An enduring classic based on a Harvard research study.
Women Don’t Ask: Negotiation and Gender Divide by Linda Babcock (Princeton University Press, 2003)
I want every working woman to read this book, also based on extensive research.
Negotiation for Dummies by Michael Donaldson (IDG, 1996)
You just can’t make negotiation any simpler than this, and it’s excellent material.
