Are You An Underearner?

You may be in denial, so take this simple quiz to see. Check off each box that you think applies to you. Do this quickly, without thinking too much about your answers! If you're not completely sure about one, check it off.

1. I often give away my services (volunteering, working more hours than         I'm actually paid, etc.).

2. It's so hard to ask for a raise (or to raise my fees) that I just don't do it.

3. I actually dislike money and/or people who have it.

4. I am proud of my ability to make do with little. There's nobility in being       poor.

5. I blame someone or something else for my financial situation (IRS,    ex-husband, etc.).

6. I find ways to avoid dealing with money (thru bartering, etc.).

7. I tend to sabotage myself at work (apply for jobs not qualified for, or      low-paying jobs, stop short of reaching goals, change jobs a lot...).

8. I work very, very hard (long hours, multiple jobs), or I go to excess and       then collapse.

9. I fill my free time with endless chores and tasks.

10. I am in debt, with little savings, and no idea where my money is going.

11. I have a family history of debt and/or underearning.

12. I am vague about my earnings (overestimate or underestimate my income; see gross, not net).

13. I continually put other's needs before my own.

14. I am frequently in financial pain or stress.

15. Recognition and praise are more important to me than money.

16. I am confident in my ability to make money.

17. I always live below my means.

18. I love money and appreciate what it does for me.

19. I am very optimistic about my financial future.

20. I experience very little fear or insecurity around money.

21. I am determined to get paid what I am worth.

22. I am passionate about my work.

23. I have very supportive, nuturing relationships (including spouse).

24. I like wealthy people.

25. I have little or no credit card debt.

26. I get myself into situations beyond my ability and then rise to them.

27. I am resilient and able to bounce back when I fall.

28. I am filled with gratitude for the success I've achieved.

29. I work very hard, but I know I don't have to do everything myself, and I know how to delegate and set limits.

30. I am tenacious in achieving my goals.

Success Stories

Ask Barbara

Inspirational Quotes

Affirmations

How to Respect Money

Tele-Seminars

Who we think we are stands in the way of who we want to be. The first step
is conscious awareness: becoming aware of our beliefs in regard to money.
Our money story is the script we've concocted that establishes our role with
money.
~Barbara Stanny